Former City Employee Reveals San Diego's Permitting Secrets

By Sean Canning

An exclusive interview with Margaret Canning, Ten Seventy Architecture's project manager and permit specialist, who shares insider knowledge from her years working within San Diego's Development Services Department

Schedule a Permitting Consultation Session w/ Margaret

Navigating San Diego's permitting process can feel like solving a complex puzzle without all the pieces. But what if you had someone who not only knows where all the pieces go, but actually helped design the puzzle itself? In this revealing interview, Margaret Canning, Ten Seventy Architecture's project manager and permit specialist, shares insider perspectives from her unique career journey from city plan reviewer to private practice expert.

From Architecture Student to City Insider

Margaret's path to becoming San Diego's most knowledgeable permit specialist began with dual degrees in architecture and civil engineering, with a concentration in construction management. When she moved to San Diego, her educational background opened doors to a position with the city's Development Services Department — a role that would prove invaluable to her future clients.

"I ended up becoming a plan reviewer," Margaret explains. "My plan review used to be what the city considered for most residential projects, and it was over the counter. Which meant that the client is right in front of you as you're plan checking their projects."

This face-to-face interaction gave Margaret a unique perspective on both sides of the permitting equation — understanding not just the technical requirements, but the human element that often gets overlooked in the process.

Inside the Machine: How City Departments Really Work

Margaret's progression through various roles within the Development Services Department provided her with comprehensive insight into the city's operations. From plan reviewer to supervising project review specialist to development project manager, she learned how different divisions operate and coordinate.

"I was able to learn the different divisions of the development services department. That's when you learn how the planning review group was in the planning division versus the combined reviewer or structural in the life and safety divisions. Each person reviews per their specific specialty, and all of that gets combined into comprehensive comments."

This insider knowledge allows Margaret to anticipate potential issues and communicate effectively with reviewers — advantages that typical permit facilitators simply don't possess.

The Ten Seventy Architecture Advantage

When Margaret joined Ten Seventy Architecture, she brought this institutional knowledge to create an integrated approach that sets the firm apart from competitors. Unlike traditional permit facilitators who simply shuttle documents back and forth, Margaret participates in design meetings and provides permitting guidance throughout the entire design process.

"Since we do it in-house, we try to help our clients. We all understand the project design at this point. In every design meeting with clients, my background in architecture allows me to understand the design process. And at the same time as we're designing, we're anticipating what this will take and what items might come up in permitting."

This proactive approach means potential permitting challenges are identified and addressed during design, rather than discovered as expensive surprises during the review process.

The Reality of San Diego Permitting

When asked about the state of permitting in San Diego, Margaret provides a balanced but candid assessment. While acknowledging the frustrations that architects and homeowners face, she explains the underlying challenges from the city's perspective.

"The code is extensive. It keeps growing every day. Things get more complicated over time, and the requirements keep increasing. Sometimes something that you did three months ago or six months ago that was okay becomes an issue in the next submittal."

This constant evolution of requirements, combined with varying reviewer experience levels, creates the unpredictability that makes permitting so challenging for project owners.

Understanding Ministerial Permits

Margaret breaks down the permitting process in detail, starting with ministerial permits — the "by right" projects that should theoretically move smoothly through the system. These include single-family homes and ADUs that meet specific criteria and don't trigger additional overlay requirements.

The process involves multiple steps:

  1. Document Preparation: Architectural plans, energy calculations, structural drawings, and various forms
  2. Digital Submission: Using the city's Accela software system
  3. Initial Review and Payment: Scheduling virtual meetings and paying initial plan check invoices
  4. Plan Review Cycles: Receiving comments, coordinating responses, and managing additional fees
  5. Final Approval: Digital stamp transfer and permit issuance

Timeline and Cost Realities

When it comes to timelines, Margaret's experience reveals the wide variability that makes planning difficult. Projects can range from three months to over six months, depending on factors like:

  • Project location and overlay zones
  • Reviewer experience and workload
  • Complexity of design
  • Required additional consultants
  • Fire severity zones and brush management requirements

"We have projects that have gone through in three months, and we have projects that have gone for over six months for a ministerial project," Margaret notes. "It all varies depending on your location, your project, the scope of work, and how busy the city is."

Cost increases have been particularly dramatic, with fees rising "at least three or four times" in recent years. Margaret cites a recent example of a project paying over $7,000 just for plan check fees — a significant increase from previous years.

Coastal Zone Complexities

For projects in coastal areas, Margaret explains an entirely different level of complexity. Coastal development permits require discretionary approval rather than ministerial processing, adding community review and potential redesign requirements.

"You don't have the right to build that project. It's not by right. So you need discretionary approval where they determine if it's okay or not okay to do this. It's a completely separate submittal than the ministerial permit."

Areas west of Interstate 5, including La Jolla, Del Mar, and Pacific Beach, typically trigger these requirements, adding months to timelines and thousands to costs.

The Ten Seventy Architecture Difference

Margaret outlines several ways Ten Seventy Architecture streamlines the permitting process for clients:

Proactive Planning: Identifying potential permitting issues during design rather than after submission

Immediate Response: Starting work on plan check comments immediately upon receipt rather than waiting for facilitator coordination

Clear Communication: Providing weekly updates and managing client expectations based on actual comment complexity

Expert Navigation: Leveraging relationships and insider knowledge to resolve issues quickly

Consulting Services for External Projects

Recognizing the value of her expertise, Margaret now offers permitting consultation services for projects not designed by Ten Seventy Architecture. This service helps other architects, designers, and homeowners navigate the permitting process more effectively.

"We have been asked in the past by other colleagues, 'Can you please do my permitting for me? I don't want to do it myself because I get frustrated.' A lot of architects don't like to do permitting because it's a process that can take time and can be challenging."

Key Insights for Project Owners

Margaret's insider perspective yields several crucial insights for anyone considering a San Diego construction project:

Expect Variability: Even seemingly simple projects can encounter unexpected delays and requirements

Budget for Increases: Permit fees continue to rise, and additional consultant requirements can add significant costs

Start Early: The permitting process should begin consideration during the design phase, not after

Choose Experience: Working with professionals who understand the system can save significant time and money

Prepare for Complexity: San Diego's permitting requirements are extensive and continue to grow more complex

The Human Element

Perhaps most importantly, Margaret emphasizes that permitting involves real people making subjective decisions. "Reviewers are people, and they have different priorities and experiences. A person who is more experienced might be able to process your project quicker. A person who is brand new might be more cautious."

This human element means that relationships, communication, and understanding reviewer perspectives can significantly impact project outcomes.

A Necessary Complexity

While acknowledging the frustrations of San Diego's permitting process, Margaret maintains a philosophical perspective on its necessity. "It's unfortunately a necessary thing that we need to do. In a way, I kind of enjoy it — it's almost like a puzzle piece for me."

Her international perspective, gained through conversations with development officials in other countries, reveals that permitting challenges are universal. "We were talking about the difficulty here in the United States and in San Diego, and he goes, 'It's the same here.' So it is pretty much the same everywhere."

Conclusion: Knowledge as Power

Margaret Canning's journey from city insider to private practice expert illustrates the immense value of understanding the permitting process from the inside out. Her unique perspective — having seen permitting from the city's viewpoint, the client's perspective, and as a property developer herself — provides Ten Seventy Architecture clients with an unparalleled advantage in navigating San Diego's complex regulatory environment.

For property owners embarking on construction projects, Margaret's insights underscore the importance of working with professionals who truly understand the system. In a process where knowledge, relationships, and experience can mean the difference between a smooth approval and months of delays, having a former city employee on your team isn't just an advantage — it's essential.

To learn more about Ten Seventy Architecture's permitting services or to schedule a consultation with Margaret, visit our permitting consultation page.

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